Information on Rebates from Companies:

  • Commerce/Mapfre
    • Mapfre is giving back 15% of premiums from April and May although…
      • This will not hit billing until the second week in June!
        • If your premium is paid off you will get a refund
        • If you still owe money it will come off of your bill at that point.
      • If you are not able to pay this bill, Commerce is willing to make exceptions on billing, waive fees, accept less than they normally-Call US (978)  465-5301
  • Concord Group
    • Concord, NH – April 17, 2020 – The Concord Group Insurance Companies announced a plan to deliver $2,400,000 in return premium and expand several underwriting guidelines and coverage limits to over 150,000 policyholders throughout the four New England states the company does business in, as part of its response to the COVID-19 outbreak.The decision to refund premium reflects the impact the government stay-at-home orders have had on reducing miles driven and accidents.  A 15% refund of April and May premium to the company’s personal auto policyholders will be applied the week of April 20th as a single reduction to the auto policy.  Customers who have paid their policies in full will receive a refund check in the mail.  There is no action needed to receive the premium refund.
    • Also, Concord Group will be:
      • Providing personal auto coverage to insureds who are temporarily utilizing their vehicles to deliver food or medicine
        • Voluntarily waiving comprehensive and collision deductibles for any healthcare worker involved in an accident while driving to and from work, or in the line of duty
      • Extending the number of days for rental car coverage if there is a delay in the repair of an insured’s vehicle
      • Extending the limit on additional living expenses to homeowners who are unable to live in their homes following a covered loss and require temporary accommodations
      • Considering all covered premises as “occupied” while stay-at-home orders remain in place